Billionaire philanthropists Michael and Susan Dell have pledged $6.25 billion to support the Trump Accounts initiative, a US programme designed to help children build long-term financial assets through investment accounts established in their names.
The contribution is expected to provide $250 for each of approximately 25 million eligible children, giving millions of young Americans an opportunity to begin building savings and investments from an early age.
The pledge is one of the most significant private contributions associated with the Trump Accounts initiative and has drawn attention to the role of private philanthropy in expanding children’s access to long-term financial resources.
Under the commitment, the Dells’ donation is intended to provide a $250 contribution to eligible children’s accounts. The initiative is separate from the federal government’s own seed contribution for qualifying children.
Trump Accounts were established under legislation signed by US President Donald Trump. The programme is designed to give children a tax-advantaged investment account, with funds invested for long-term growth rather than being treated as ordinary cash savings available for immediate spending.
The federal programme provides a $1,000 government contribution for eligible children born between January 1, 2025, and December 31, 2028, subject to the programme’s requirements. The Dells’ private contribution is intended to reach a broader group of children, including those outside the federal seed-contribution birth-date window.
Michael Dell, the founder and chief executive of Dell Technologies, and his wife, Susan Dell, are known for their philanthropic activities through organisations supporting education, health and economic opportunity.
Their $6.25 billion commitment reflects an effort to extend the programme’s potential benefits to millions of children, including those whose families may have limited resources to invest for the future.
The proposed $250 contribution per child could provide an initial investment base that grows over time, depending on investment performance, fees and the rules governing withdrawals. As with other investment accounts, returns are not guaranteed, and the eventual value will depend on how the funds perform.
The programme has also generated discussion about how families can use long-term investment accounts to support children’s future education, housing and other financial needs.
Supporters argue that providing children with investment accounts early in life could help expand access to wealth-building opportunities. Questions remain, however, about how the programme’s benefits will be distributed and how much individual children will ultimately gain.
The Dells’ contribution has been welcomed by President Trump, who has publicly praised the couple for their generosity and their support for the initiative.
The pledge highlights the growing role of large-scale private donations in public programmes and places the Dells at the centre of one of the administration’s major child-focused financial initiatives.
For the approximately 25 million children targeted by the private contribution, the proposed $250 deposit could represent an early step towards building financial assets that may grow throughout childhood and into adulthood.
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